Company Profile
Welcome to ICICI Prudential, a joint venture between ICICI, the leading financial service provider in India, and Prudential plc of UK-one of the finest life insurance companies in the world. ICICI Prudential Life Insurance Co. Ltd. started its operation from December 2000. It is first private player to enter into life insurance in India. The Company has got 40% of market share. The company has network in 26 cites.

Speciality
Better Service and speedy settlement.

Policy & Plans
ICICI PRU CashBak: A plan for every milestone in life. It combines life cover+liquidity+savings. It offers the advantage of liquidity by providing survival benefits after every 3 0r 4 years. You can also choose to benefit from the company add-on benefits for a nominal extra premium. Tax Benefit u/s 88 available.

ICICI PRU Save'n'Protect: An ideal policy combining savings and life cover. It gives you the flexibility to choose between the company add-on benefits for a nominal extra premium to ensure that you get comprehensive protection. What's more, you also stay insured for 5 years after maturity for 50% of the sum assured without having to pay for it. Tax Benefit u/s 88 available.

ICICI PRU LifeTime: To accommodate your life's changing investment and protection needs this plans gives you flexibility and control. You can vary your cover in relation to your investment, while maintaining the same premium; choose amongst 3 market-linked investment options; switch between Growth, Balanced or an income plan. Also get enhanced insurance protection with add-on benefits at a nominal extra premium. Tax Benefits u/s 88 available.

ICICI PRU AssureInvest: this is an ideal plan for a one-off investment with healthy returns and the added benefit of insurance protection. It's a good way to use that windfall or a hefty bonus. This policy has a fixed term of 7 or 10 years. Tax Benefits u/s 88 available.

ICICI PRU LifeLink: An ideal market-linked single premium insurance plan that enables you to enjoy the upside of market returns, while protecting your family from the downsides. It gives you the flexibility of choosing your investment options. You could choose between a Growth Plan, Income Plan and Balanced Plan. Tax Benefits u/s 88 available.

ICICI PRU SmartKid: Guaranteed payments throughout your child's educational life, no matter what! In the unfortunate event of your not being there: the Sum Assured is paid immediately to your family, all future premiums are waived and the educational benefits continue. Tax Benefits u/s 88 available.

ICICI PRU ReAssure: A safe and comprehensive plan for those about to retire or have retired. It combines the best of insurance and investment. It offers : Liquidity with assured and steady annual returns. Life cover for up to 110% of premium paid. Complete safety of principal paid. Tax Benefits u/s 88 available.

ICICI PRU ForeverLife: An ideal solution for people around 30 years of age, which offers retirement benefits and takes care of your present protection needs. The benefits being: Postponement of retiring age. Flexibility to choose from 4 annuity options and 4 models of pension payment. Health cover till age 65 through add-on benefits. 100% spouse pension. Tax Benefit u/s 80 CCC(1) fro investment up to Rs. 10,100.

ICICI PRU LifeGuard: An ideal, low cost policy that covers your family from life's uncertainties. It comes with a choice of 2 convenient premium payment modes- one time and regular. The regular premium options gives you the flexibility of accident adn disability cover, for a nominal extra premium. Tax Benefits u/s 88 available

Health Add-ons:
critical Illness Benefit Rider
Covers you against 9 specified critical medical conditions. It ensures that benefits are payable to you for medical treatment and expenses.

Major Surgical Procedures Benefit Rider
Provides financial support in the event of medical emergencies. A total of 43 specified surgical procedures are covered under this benefit.

Other Add-ons:
Accident & Disability Benefit Rider
A twin add-on benefit that is payable in case of accidental death, or if the life assured is totally and permentally disabled due to an accident.

Level Term Cover Rider
Add on the option of increasing your cover up to a maximum of your existing basic sum assured. The maximum sum assured under this benefit for all policies together is Rs. 10,00,000/-.

Income Benefit Rider
In the event of the Life Assured, it ensures payment, annually , to the life assures child on each policy anniversary, till the maturity of Rider.